Corporate Executives

Executive who is nearing retirement.

The Challenge

Throughout a long career as a corporate executive, individual received company stock as part of their annual compensation package. These restricted stock units (RSUs) and stock grants comprised a large percentage of their overall wealth. They contemplated their lifestyle in retirement and grew concerned about the lack of diversification in their investment portfolio and potential tax liability on the capital gains of their company shares.

The Solution

  • Develop and implement a tax-efficient investment strategy that is designed to reduce concentration risk and provide current income.
  • Utilize an appropriate Exchange Traded Fund that is designed to add portfolio diversification and reduce tax liability on shares with large capital gains.

Targeted Result

  • Improve investment diversification to reduce overall volatility, and potentially generate income by repositioning the portfolio Decrease potential tax liability
  • Increase confidence by lowering concentration risk.

This case study is hypothetical and for discussion purposes only. It is not intended to represent any specific return, yield, or investment. Individual experiences reference above may not reflect the future experience of any client. The planning process discussed may not be suitable for your personal situation, even if it is similar to the example presented. Past performance is no guarantee of future results. Investing involves risk including the possible loss of principal.