Our Approach

Our suite of services and products allows us to customize a strategy that meets your needs and wishes regardless of your stage of life or the complexity of your individual circumstances - with confidentiality, integrity and objectivity.

Our Strategies for Retirement Plan Sponsors

We work with you to find creative strategies to close the gap. Based on your needs we can redesign the retirement plan, investment offering, risk management process, and education process. If needed, we facilitate the process to find and transfer your plan to a new service provider.

    • To gain a greater understanding of your Fiduciary responsibilities.
    • Manage and monitor your 401(k) Plan investment options.
    • To develop and support an employee education program to help your employees retire successfully.
    • Help protect You as a Plan Fiduciary and Support Your Business Goals
    • Enhance Your Plan’s Investment Options beginning with a well-crafted Investment Policy Statement (IPS)
    • Improve Employees’ Retirement Readiness through Education and Personalized Planning
    • 401 (k) Plan Design
    • Employee and Executive Benefits Review
    • Deferred Compensation
    • Securities-backed lending
    • 10b5-1 Planning & Execution
    • Rule 144 Trading
    • Exchange Fund Access
    • Diversification Strategies
    • Risk Management
    • Annuities
    • Certificates of Deposit
    • Commodities
    • Equities / Stocks
    • Exchange-Traded Funds (ETFs)
    • Exchange Traded-Products (ETPs)
    • Fixed-Income / Bonds
    • Futures
    • Money Market Funds
    • Options
    • Unit Investment Trusts
    • Charitable Gift Funds
    • Exchange Funds
    • Hedge Funds
    • Managed Futures
    • Offshore Investments
    • Private Equity
    • REITs

Our Approach in Action

Case Study 1
The Client

National commercial security solutions and managed services company; 450+ employees

A lack of engagement by previous advisor left employees without a strategy to meet their retirement goals, while large cash balances indicated a lack of financial education by the previous advisory group. Inadequate and expensive investment options were available and did not include a Roth 401(k) offering. Some fiduciary concerns were: No Investment Policy Statement (IPS), formal Investment Committee or annual review. On top of all this, the current record-keeping platform was administratively burdensome and required many manual processes.

Case Study 2
The Client

Growing government IT contractor with more than 40 employees

In this competitive space, the client needed to be able to attract and retain top talent by providing a “best-in-class” benefits package. Anticipated growth required the support of a scalable plan and the existing platform needed to be upgraded to become less reliant on manual processes and outdated technology.

Our Services for Affluent Individuals & Families

    • Focus on After-Tax Investment Returns
    • Tax Sensitive Investing
    • Innovative Growth Strategies
    • 529 Plans
    • Education Savings Plans
    • Retirement
    • Estate
    • Education
    • Charitable Giving
    • Tax Mitigation
    • Insurance Coverage Analysis
    • Asset and Liability Review
    • Insurance
      • Life
      • Disability
      • Long-term Care
    • Trust Services
    • Charitable Giving
    • Securities-based financing
    • Residential mortgages
    • Home equity financing
    • Business financing
    • Credit cards
    • Employee Retirement Plans (e.g. 401(k), 403(b))
    • Individual Retirement Accounts (IRAs)
    • Income Replacement Strategies
    • Transition Planning
    • Annuities
    • Certificates of Deposit
    • Commodities
    • Equities / Stocks
    • Exchange-Traded Funds (ETFs)
    • Exchange Traded-Products (ETPs)
    • Fixed-Income / Bonds
    • Futures
    • Money Market Funds
    • Options
    • Unit Investment Trusts
    • Charitable Gift Funds
    • Exchange Funds
    • Hedge Funds
    • Managed Futures
    • Offshore Investments
    • Private Equity
    • REITs

Our Services for Executives

    • Focus on After-Tax Investment Returns
    • Tax Sensitive Investing
    • Innovative Growth Strategies
    • 10b5-1 Planning & Execution
    • Rule 144 Trading
    • Exchange Fund Access
    • Diversification Strategies
    • Risk Management
    • 529 Plans
    • Education Savings Plans
    • Retirement
    • Estate
    • Education
    • Charitable Giving
    • Tax Mitigation
    • Executive Stock Planning / Compensation
    • Insurance Coverage Analysis
    • Asset and Liability Review
    • Asset and Liability Review
    • Insurance
      • Life
      • Disability
      • Long-term Care
    • Trust Services
    • Charitable Giving
    • Securities-based financing
    • Residential mortgages
    • Home equity financing
    • Business financing
    • Credit cards
    • Employee Retirement Plans (e.g. 401(k), 403(b))
    • Individual Retirement Accounts (IRAs)
    • Income Replacement Strategies
    • Transition Planning
    • Annuities
    • Certificates of Deposit
    • Commodities
    • Equities / Stocks
    • Exchange-Traded Funds (ETFs)
    • Exchange Traded-Products (ETPs)
    • Fixed-Income / Bonds
    • Futures
    • Money Market Funds
    • Options
    • Unit Investment Trusts
    • Charitable Gift Funds
    • Exchange Funds
    • Hedge Funds
    • Managed Futures
    • Offshore Investments
    • Private Equity
    • REITs

Our Approach in Action

Case Study: Corporate Executive
Woman in orange long sleeve shirt standing next to laptop in modern office space
The Client

Fortune 500 Executive who is nearing retirement age and planning to leave the company within 5 years

After a long career as a corporate executive, our client had accumulated a large amount of company stock that she had received as part of her annual compensation package. These restricted stock (RSUs) and stock grants now comprised a large percentage of her overall wealth. As she began contemplating her lifestyle in retirement, she became concerned about the lack of diversification in her investment portfolio and the large tax liability due to the low cost basis of the stock.

Our Services for Retirees

    • Focus on After-Tax Investment Returns
    • Tax Sensitive Investing
    • Innovative Growth Strategies
    • 529 Plans
    • Education Savings Plans
    • Retirement
    • Estate
    • Education
    • Charitable Giving
    • Tax Mitigation
    • Executive Stock Planning / Compensation
    • Insurance Coverage Analysis
    • Asset and Liability Review
    • Insurance
      • Life
      • Disability
      • Long-term Care
    • Trust Services
    • Charitable Giving
    • Employee Retirement Plans (e.g. 401(k), 403(b))
    • Individual Retirement Accounts (IRAs)
    • Income Replacement Strategies
    • Transition Planning
    • Annuities
    • Certificates of Deposit
    • Commodities
    • Equities / Stocks
    • Exchange-Traded Funds (ETFs)
    • Exchange Traded-Products (ETPs)
    • Fixed-Income / Bonds
    • Futures
    • Money Market Funds
    • Money Market Funds
    • Unit Investment Trusts
    • Charitable Gift Funds
    • Exchange Funds
    • Hedge Funds
    • Managed Futures
    • Offshore Investments
    • Private Equity
    • REITs

Our Services for Business Owners

    • Focus on After-Tax Investment Returns
    • Tax Sensitive Investing
    • Innovative Growth Strategies
    • 401(k) /403(b) / 457 Plan Design
    • Employee and Executive Benefits Optimization
    • Creative Deferred Compensation Solutions
    • Fiduciary Training & Education
    • Employee Education & Engagement
    • Investment Policy Statements
    • Securities-backed lending
    • Retirement
    • Estate
    • Education
    • Charitable Giving
    • Tax Mitigation
    • Executive Stock Planning / Compensation
    • Insurance Coverage Analysis
    • Asset and Liability Review
    • Insurance
      • Life
      • Disability
      • Long-term Care
    • Trust Services
    • Charitable Giving
    • Securities-based financing
    • Residential mortgages
    • Home equity financing
    • Business financing
    • Credit cards
    • Employee Retirement Plans (e.g. 401(k), 403(b))
    • Individual Retirement Accounts (IRAs)
    • Income Replacement Strategies
    • Transition Planning
    • Annuities
    • Certificates of Deposit
    • Commodities
    • Equities / Stocks
    • Exchange-Traded Funds (ETFs)
    • Exchange Traded-Products (ETPs)
    • Fixed-Income / Bonds
    • Futures
    • Money Market Funds
    • Options
    • Unit Investment Trusts
    • Charitable Gift Funds
    • Exchange Funds
    • Hedge Funds
    • Managed Futures
    • Offshore Investments
    • Private Equity
    • REITs

Why Seventy2 Capital

Unbiased Research

Unbiased Research and Custom Financial Products

  • Freedom to select the most relevant research rather than a single, biased source mandated by the “powers that be”
  • Independent advice and tailored recommendations to best suit your retirement and estate planning goals
  • Research partners include: JP Morgan, Wells Fargo, Credit Suisse, Legg Mason / ClearBridge, Goldman Sachs plus many others

Independent Private Client Team

Experienced and Collaborative Private Client Team

  • Every Seventy2 Capital advisor is backed by a dedicated Client Service Team
  • Eliminates bottlenecks and key person dependencies
  • Improves execution because each team member knows your unique circumstances
  • Ensures the highest level of responsiveness, professionalism and service
  • Entire team including Seventy2 Capital’s Founders know you and are personally accountable to you
  • By delving deep in the planning process, we become invested in your hopes and dreams

Autonomy & Transparency

Autonomy & Transparency In Decisions and Fees

  • Independence from a wirehouse eliminates the conflict of interest inherent in that advisor-custodian relationship (e.g. advice, fees, proprietary products)
  • We are not employees and are free of the mandates and restrictions imposed by a Board of Directors, executives and bureaucracy
  • No pressure to upsell / cross-sell products services that are not in your best interest

Technology & Trading Platform

Full-Service Technology & Trading Platform

  • In-house and autonomous Investment Committee with deep asset management, regulatory and planning experience
  • Access to a full suite of resources and products that are customized to your individual retirement and estate planning priorities
  • Ability to change or modify portfolio composition / strategy within seconds
  • Custodial relationship with Wells Fargo ensures the security of your assets

Responsible Investing

What Responsible Investing Offers

At Seventy2 Capital, we believe in investing responsibly and for positive social impact. We also believe that considering the People, Places and Planet in the investment decision making process doesn’t have to mean sacrificing returns. By applying a responsible (e.g. ESG) framework across a client’s portfolio, our investment team supports them in seeking favorable returns while creating a portfolio that aligns with their values.

What Responsible Investing Offers

Value Creation

Investing with an impact lens, i.e. considering environmental, social and governance (ESG) factors, enables investors to spot companies with a superior capacity for long-term value creation.

Risk Mitigation

There is growing evidence of a correlation between high ESG scores and risk mitigation. A recent MSCI study found strong evidence that companies with strong ESG profiles are better at managing both investment risks and opportunities.

Values Alignment

With the growing awareness of climate change, clean energy, and the benefits of social inclusion, workplace fairness and community development, more investors are seeking the peace of mind associated with having a values-aligned investment portfolio.

Sustainable investing focuses on companies that demonstrate adherence to environmental, social and corporate governance principles, among other values. There is no assurance that social impact investing can be an effective strategy under all market conditions. Different investment styles tend to shift in and out of favor. In addition, a strategy’s social policy could cause it to forgo opportunities to gain exposure to certain industries, companies, sectors or regions of the economy which could cause it to underperform similar portfolios that do not have a social policy.

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals
FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals