Ryan Gutowski, CFP®
Vice President & Financial Advisor
Ryan Gutowski is a Vice President and Financial Advisor at Seventy2 Capital Wealth Management, based in the Hunt Valley office. He’s passionate about helping people make sense of their finances and creating thoughtful plans to support their goals—whether they’re planning for retirement, saving for college, or navigating life’s unexpected turns. Ryan believes a strong wealth plan serves as a steady guide, helping clients stay on track through both the highs and the lows.
With a background in wealth planning and a CERTIFIED FINANCIAL PLANNER® certification, Ryan takes a personalized, holistic approach to each client’s financial journey. He enjoys building long-term relationships and providing guidance that feels approachable, clear, and rooted in what matters most to each person or family.
Before joining Seventy2 Capital, Ryan spent five years as a financial advisor with Elser Wealth Management, a practice of UBS Wealth Management. He also previously worked as a wealth planning analyst at UBS Financial Services.
Ryan earned his Bachelor of Arts in Economics from Bucknell University, where he also played football and lacrosse. Outside of work, he lives in Baltimore County with his wife, Shelbi, and their two kids. When he’s not cheering on the Ravens or Orioles, you’ll likely find him chasing after his energetic little ones.
CA Insurance License #:4068827. Resident State MD.